{"id":43,"date":"2026-04-15T05:37:32","date_gmt":"2026-04-15T05:37:32","guid":{"rendered":"https:\/\/daily-knowledge.com\/?p=43"},"modified":"2026-04-15T05:37:32","modified_gmt":"2026-04-15T05:37:32","slug":"%ea%b7%bc%eb%a1%9c%ec%9e%a5%eb%a0%a4%ea%b8%88-%ec%8b%a0%ec%b2%ad-%eb%b0%a9%eb%b2%95%c2%b7%ea%b8%b0%ea%b0%84%c2%b7%ec%a7%80%ea%b8%89%ec%95%a1-%ec%99%84%eb%b2%bd-%ec%a0%95%eb%a6%ac-2026%eb%85%84","status":"publish","type":"post","link":"https:\/\/daily-knowledge.com\/?p=43","title":{"rendered":"\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad \ubc29\ubc95\u00b7\uae30\uac04\u00b7\uc9c0\uae09\uc561 \uc644\ubcbd \uc815\ub9ac (2026\ub144)"},"content":{"rendered":"\n
\"2026<\/figure>\n\n\n\n
\n

\uc774 \uae00\uc740 2026\ub144 4\uc6d4 \uae30\uc900\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc81c\ub3c4 \ubcc0\uacbd \uc2dc \ub0b4\uc6a9\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n

\u26a0\ufe0f \uc815\uae30 \uc2e0\uccad \uae30\uac04: 2026\ub144 5\uc6d4 1\uc77c(\uae08) ~ 6\uc6d4 1\uc77c(\uc6d4) | \ub9c8\uac10 16\uc77c \uc804<\/strong> \uc774 \uae30\uac04\uc744 \ub118\uae30\uba74 \uc9c0\uae09\uc561\uc758 5%\uac00 \uc601\uad6c \uac10\uc561<\/strong>\ub429\ub2c8\ub2e4. \uc9c0\uae08 \ubc14\ub85c \uc790\uaca9 \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n

\n\n\n\n

\uadfc\ub85c\uc7a5\ub824\uae08\uc740 \uc5f4\uc2ec\ud788 \uc77c\ud558\uace0 \uc788\uc9c0\ub9cc \uc18c\ub4dd\uc774 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uac00\uad6c\uc5d0 \uc815\ubd80\uac00 \ud604\uae08\uc744 \uc9c1\uc811 \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub9de\ubc8c\uc774 \uae30\uc900 \ucd5c\ub300 330\ub9cc \uc6d0<\/strong>, \uc2e0\uccad\ud558\uc9c0 \uc54a\uc73c\uba74 \ud55c \ud47c\ub3c4 \ubc1b\uc744 \uc218 \uc5c6\ub294 ‘\uc2e0\uccad\uc8fc\uc758’ \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 2026\ub144 \uc2e0\uccad \uc790\uaca9, \uac00\uad6c\ubcc4 \uc9c0\uae09\uc561, \ud648\ud0dd\uc2a4 \uc2e0\uccad \ubc29\ubc95, \uc9c0\uae09\uc77c\uae4c\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uadfc\ub85c\uc7a5\ub824\uae08\uc774\ub780 \ubb34\uc5c7\uc778\uac00<\/h2>\n\n\n\n

\uadfc\ub85c\uc7a5\ub824\uae08(EITC, Earned Income Tax Credit)\uc740 \uc77c\ud558\ub294 \uc800\uc18c\ub4dd \uac00\uad6c\uc758 \uc2e4\uc9c8\uc18c\ub4dd\uc744 \ub192\uc774\uace0 \uadfc\ub85c \uc758\uc695\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uad6d\uc138\uccad\uc774 \ud604\uae08\uc73c\ub85c \ud658\uae09\ud558\ub294 \ubcf5\uc9c0 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc138\uae08\uc744 \ub0b4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uad6d\uac00\uac00 \uac70\uafb8\ub85c \ub3c8\uc744 \uc8fc\ub294<\/strong> \uad6c\uc870\ub85c, \uc138\uae08 \ud658\uae09 \ud615\ud0dc\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadfc\ub85c\uc7a5\ub824\uae08 vs \uc790\ub140\uc7a5\ub824\uae08 \ucc28\uc774<\/strong><\/p>\n\n\n\n

\uad6c\ubd84<\/th>\uadfc\ub85c\uc7a5\ub824\uae08<\/th>\uc790\ub140\uc7a5\ub824\uae08<\/th><\/tr><\/thead>
\ub300\uc0c1<\/td>\uc18c\ub4dd \uae30\uc900 \ucda9\uc871 \uadfc\ub85c\u00b7\uc0ac\uc5c5\u00b7\uc885\uad50\uc778 \uc18c\ub4dd\uc790<\/td>18\uc138 \ubbf8\ub9cc \ubd80\uc591\uc790\ub140 \uc788\ub294 \uac00\uad6c<\/td><\/tr>
\uc18c\ub4dd \uae30\uc900<\/td>\uac00\uad6c \uc720\ud615\ubcc4 \ucd5c\ub300 4,400\ub9cc \uc6d0<\/td>\ubd80\ubd80 \ud569\uc0b0 7,000\ub9cc \uc6d0 \ubbf8\ub9cc<\/td><\/tr>
\ucd5c\ub300 \uc9c0\uae09\uc561<\/td>330\ub9cc \uc6d0 (\ub9de\ubc8c\uc774 \uae30\uc900)<\/td>\uc790\ub140 1\uc778\ub2f9 \ucd5c\ub300 100\ub9cc \uc6d0<\/td><\/tr>
\ub3d9\uc2dc \uc2e0\uccad<\/td>\u2705 \ud568\uaed8 \uc2e0\uccad \uac00\ub2a5<\/td>\u2705 \ud568\uaed8 \uc2e0\uccad \uac00\ub2a5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\uc790\ub140\uac00 \uc788\ub294 \uac00\uad6c\ub294 \uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad \uc2dc \uc790\ub140\uc7a5\ub824\uae08\uc774 \uc790\ub3d9\uc73c\ub85c \ud568\uaed8 \uc2e0\uccad\ub429\ub2c8\ub2e4. \uc790\ub140 2\uba85\uc774\uba74 \ucd5c\ub300 200\ub9cc \uc6d0\uc774 \ucd94\uac00\ub418\uc5b4 \ucd1d 530\ub9cc \uc6d0<\/strong>\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

2026\ub144 \uae30\uc900 \uc2e0\uccad \uc790\uaca9 \u2014 \uc18c\ub4dd\u00b7\uc7ac\uc0b0\u00b7\uac00\uad6c \uc870\uac74<\/h2>\n\n\n\n

\uc138 \uac00\uc9c0 \uc694\uac74\uc744 \ubaa8\ub450 \ucda9\uc871\ud574\uc57c \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud558\ub098\ub77c\ub3c4 \ubbf8\ub2ec\ud558\uba74 \ub300\uc0c1 \uc81c\uc678\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc870\uac74 1 \u2014 \uc18c\ub4dd \uc694\uac74 (2025\ub144 \uadc0\uc18d \uae30\uc900)<\/h3>\n\n\n\n

2025\ub144 \ud55c \ud574 \ub3d9\uc548 \ubc88 \ucd1d\uc18c\ub4dd\uc774 \uc544\ub798 \uae30\uc900 \ubbf8\ub9cc\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\uad6c \uc720\ud615<\/th>\uc18c\ub4dd \uae30\uc900<\/th>\ucd5c\ub300 \uc9c0\uae09\uc561<\/th>2026\ub144 \ubcc0\uacbd\uc0ac\ud56d<\/th><\/tr><\/thead>
\ub2e8\ub3c5\uac00\uad6c<\/td>2,200\ub9cc \uc6d0 \ubbf8\ub9cc<\/strong><\/td>165\ub9cc \uc6d0<\/td>\ubcc0\ub3d9 \uc5c6\uc74c<\/td><\/tr>
\ud651\ubc8c\uc774\uac00\uad6c<\/td>3,200\ub9cc \uc6d0 \ubbf8\ub9cc<\/strong><\/td>285\ub9cc \uc6d0<\/td>\ubcc0\ub3d9 \uc5c6\uc74c<\/td><\/tr>
\ub9de\ubc8c\uc774\uac00\uad6c<\/td>4,400\ub9cc \uc6d0 \ubbf8\ub9cc<\/strong><\/td>330\ub9cc \uc6d0<\/td>\u2b06\ufe0f 3,800\ub9cc\u21924,400\ub9cc \uc0c1\ud5a5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

(\ucd9c\ucc98: \uad6d\uc138\uccad, 2026\ub144 \uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad \uc548\ub0b4)<\/em><\/p>\n\n\n\n

\uac00\uad6c \uc720\ud615 \uad6c\ubd84 \uae30\uc900<\/strong><\/p>\n\n\n\n

    \n
  • \ub2e8\ub3c5\uac00\uad6c<\/strong>: \ubc30\uc6b0\uc790, 18\uc138 \ubbf8\ub9cc \uc790\ub140, 70\uc138 \uc774\uc0c1 \uc9c1\uacc4\uc874\uc18d\uc774 \ubaa8\ub450 \uc5c6\ub294 1\uc778 \uac00\uad6c<\/li>\n\n\n\n
  • \ud651\ubc8c\uc774\uac00\uad6c<\/strong>: \ubc30\uc6b0\uc790 \ub610\ub294 18\uc138 \ubbf8\ub9cc \uc790\ub140 \ub610\ub294 70\uc138 \uc774\uc0c1 \ubd80\ubaa8 \uc911 \ud55c \uba85\uc774\ub77c\ub3c4 \uc788\ub294 \uac00\uad6c (\ubc30\uc6b0\uc790 \uc5f0\uc18c\ub4dd 300\ub9cc \uc6d0 \ubbf8\ub9cc)<\/li>\n\n\n\n
  • \ub9de\ubc8c\uc774\uac00\uad6c<\/strong>: \ubc30\uc6b0\uc790 \uac01\uac01\uc758 \uc5f0 \uc18c\ub4dd\uc774 300\ub9cc \uc6d0 \uc774\uc0c1\uc778 \uac00\uad6c<\/li>\n<\/ul>\n\n\n\n
    \n

    2026\ub144 \ud575\uc2ec \ubcc0\uacbd<\/strong>: \ub9de\ubc8c\uc774 \uc18c\ub4dd \uae30\uc900\uc774 3,800\ub9cc \uc6d0 \u2192 4,400\ub9cc \uc6d0<\/strong>\uc73c\ub85c \uc0c1\ud5a5\ub418\uc5b4 \uc57d 13\ub9cc \uac00\uad6c\uac00 \uc0c8\ub85c \ud61c\ud0dd \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n

    \uc870\uac74 2 \u2014 \uc7ac\uc0b0 \uc694\uac74 (2025\ub144 6\uc6d4 1\uc77c \uae30\uc900)<\/h3>\n\n\n\n

    \uac00\uad6c\uc6d0 \uc804\uccb4\uc758 \uc7ac\uc0b0 \ud569\uacc4\uc561 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc7ac\uc0b0 \ud569\uacc4<\/th>\uc9c0\uae09 \uc5ec\ubd80<\/th><\/tr><\/thead>
    1\uc5b5 7,000\ub9cc \uc6d0 \ubbf8\ub9cc<\/strong><\/td>100% \uc804\uc561 \uc9c0\uae09<\/td><\/tr>
    1\uc5b5 7,000\ub9cc \uc6d0 \uc774\uc0c1 ~ 2\uc5b5 4,000\ub9cc \uc6d0 \ubbf8\ub9cc<\/strong><\/td>50% \uac10\uc561 \uc9c0\uae09<\/strong><\/td><\/tr>
    2\uc5b5 4,000\ub9cc \uc6d0 \uc774\uc0c1<\/strong><\/td>\uc2e0\uccad \ubd88\uac00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    \uc7ac\uc0b0\uc5d0 \ud3ec\ud568\ub418\ub294 \ud56d\ubaa9: \uc8fc\ud0dd, \ud1a0\uc9c0, \uc608\uae08\u00b7\uc801\uae08, \uc790\ub3d9\ucc28(\uc2dc\uac00\ud45c\uc900\uc561), \uc804\uc138\ubcf4\uc99d\uae08 \u26a0\ufe0f \uc8fc\uc758<\/strong>: \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ub4f1 \ubd80\ucc44\ub294 \uc7ac\uc0b0\uc5d0\uc11c \ucc28\uac10\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubd80\ubaa8\ub2d8\uacfc \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uac19\uc740 \uc138\ub300\ub77c\uba74 \ubd80\ubaa8\ub2d8 \uc7ac\uc0b0\ub3c4 \ud569\uc0b0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

    \uc870\uac74 3 \u2014 \uac00\uad6c \uc694\uac74 (\uc2e0\uccad \uc81c\uc678 \ub300\uc0c1)<\/h3>\n\n\n\n

    \uc544\ub798\uc5d0 \ud574\ub2f9\ud558\uba74 \ub2e4\ub978 \uc694\uac74\uc744 \ubaa8\ub450 \ucda9\uc871\ud574\ub3c4 \uc2e0\uccad\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

      \n
    • 2025\ub144 12\uc6d4 31\uc77c \ud604\uc7ac \ub300\ud55c\ubbfc\uad6d \uad6d\uc801\uc774 \uc5c6\ub294 \uc678\uad6d\uc778 (\ub2e8, \ud55c\uad6d\uc778\uacfc \ud63c\uc778\ud558\uac70\ub098 \ud55c\uad6d \uad6d\uc801 \uc790\ub140\uac00 \uc788\ub294 \uacbd\uc6b0\ub294 \uc2e0\uccad \uac00\ub2a5)<\/li>\n\n\n\n
    • \ub2e4\ub978 \uac70\uc8fc\uc790\uc758 \ubd80\uc591\uc790\ub140\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790<\/li>\n\n\n\n
    • \uc804\ubb38\uc9c1 \uc0ac\uc5c5\uc790 (\ubcc0\ud638\uc0ac, \uc758\uc0ac, \uc57d\uc0ac, \uacf5\uc778\ud68c\uacc4\uc0ac \ub4f1)<\/li>\n<\/ul>\n\n\n\n
      \n\n\n\n

      2026\ub144 \uc2e0\uccad \uae30\uac04 \ubc0f \uc2e0\uccad \ubc29\ubc95<\/h2>\n\n\n\n
      \"\uadfc\ub85c\uc7a5\ub824\uae08<\/figure>\n\n\n\n

      \uc2e0\uccad \uc720\ud615\ubcc4 \uae30\uac04 \ud55c\ub208\uc5d0 \ubcf4\uae30<\/h3>\n\n\n\n
      \uc2e0\uccad \uc720\ud615<\/th>\uae30\uac04<\/th>\ub300\uc0c1<\/th>\uc9c0\uae09\uc77c<\/th><\/tr><\/thead>
      \uc815\uae30 \uc2e0\uccad<\/strong><\/td>5\uc6d4 1\uc77c ~ 6\uc6d4 1\uc77c<\/strong><\/td>\uadfc\ub85c\u00b7\uc0ac\uc5c5\u00b7\uc885\uad50\uc778 \uc18c\ub4dd \ubaa8\ub450<\/td>8\uc6d4 \ub9d0<\/td><\/tr>
      \ubc18\uae30 \uc2e0\uccad (\ud558\ubc18\uae30\ubd84)<\/td>3\uc6d4 1\uc77c ~ 3\uc6d4 16\uc77c<\/td>\uadfc\ub85c\uc18c\ub4dd\ub9cc \uc788\ub294 \uacbd\uc6b0<\/td>6\uc6d4 25\uc77c<\/td><\/tr>
      \ubc18\uae30 \uc2e0\uccad (\uc0c1\ubc18\uae30\ubd84)<\/td>9\uc6d4 1\uc77c ~ 9\uc6d4 15\uc77c<\/td>\uadfc\ub85c\uc18c\ub4dd\ub9cc \uc788\ub294 \uacbd\uc6b0<\/td>12\uc6d4 \ub9d0<\/td><\/tr>
      \uae30\ud55c \ud6c4 \uc2e0\uccad<\/strong><\/td>6\uc6d4 2\uc77c ~ 11\uc6d4 30\uc77c<\/td>\uc815\uae30 \uc2e0\uccad \ub193\uce5c \uacbd\uc6b0<\/td>\uc2e0\uccad \ud6c4 4\uac1c\uc6d4 \ub0b4<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
      \n

      \ud504\ub9ac\ub79c\uc11c\u00b7\uc790\uc601\uc5c5\uc790<\/strong>: \uc0ac\uc5c5\uc18c\ub4dd(3.3% \uc6d0\ucc9c\uc9d5\uc218 \ud3ec\ud568)\uc774 \uc788\ub2e4\uba74 \ubc18\uae30 \uc2e0\uccad \ubd88\uac00 \u2192 5\uc6d4 \uc815\uae30 \uc2e0\uccad\ub9cc<\/strong> \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n

      \n

      \uae30\ud55c \ud6c4 \uc2e0\uccad \uc8fc\uc758<\/strong>: \uae30\uac04\uc744 \ub118\uae30\uba74 \uc9c0\uae09\uc561\uc758 5%\uac00 \uac10\uc561<\/strong>\ub429\ub2c8\ub2e4. \ub9de\ubc8c\uc774 \ucd5c\ub300 \uc218\ub839\uc790 \uae30\uc900 \uc57d 16\ub9cc 5\ucc9c \uc6d0\uc774 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n

      \ud648\ud0dd\uc2a4\ub85c \uc2e0\uccad\ud558\ub294 \ubc95 (Step-by-Step)<\/h3>\n\n\n\n

      \u2460 \uc548\ub0b4\ubb38\uc744 \ubc1b\uc740 \uacbd\uc6b0 (\uac00\uc7a5 \uac04\ub2e8)<\/strong><\/p>\n\n\n\n

      \uad6d\ubbfc\ube44\uc11c\u00b7\uce74\uce74\uc624\ud1a1\u00b7\ubb38\uc790\ub85c \uc548\ub0b4\ubb38\uc744 \ubc1b\uc558\ub2e4\uba74, \uc548\ub0b4\ubb38 \ub0b4 ‘\uc2e0\uccad\ud558\uae30’ \ubc84\ud2bc \u2192 \ud648\ud0dd\uc2a4 \uc5f0\uacb0 \u2192 \uc8fc\ubbfc\ub4f1\ub85d\ubc88\ud638 \ub4b7\uc790\ub9ac \uc785\ub825<\/strong>\ub9cc\uc73c\ub85c \uc644\ub8cc\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

      \u2461 \uc548\ub0b4\ubb38\uc744 \ubabb \ubc1b\uc740 \uacbd\uc6b0 (\uc9c1\uc811 \uc2e0\uccad)<\/strong><\/p>\n\n\n\n

        \n
      1. \uad6d\uc138\uccad \ud648\ud0dd\uc2a4(hometax.go.kr) \ub610\ub294 \uc190\ud0dd\uc2a4(\ubaa8\ubc14\uc77c \uc571)<\/strong> \uc811\uc18d \ubc0f \ub85c\uadf8\uc778<\/li>\n\n\n\n
      2. \uc0c1\ub2e8 \uba54\ub274 [\uc7a5\ub824\uae08\u00b7\uc5f0\ub9d0\uc815\uc0b0\u00b7\uae30\ubd80\uae08] \u2192 [\uadfc\ub85c\u00b7\uc790\ub140\uc7a5\ub824\uae08] \u2192 [\uadfc\ub85c\uc7a5\ub824\uae08 \uc815\uae30\uc2e0\uccad] \uc120\ud0dd<\/li>\n\n\n\n
      3. \uac00\uad6c\uc6d0 \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc815\ubcf4 \ud655\uc778 (\ubaa8\uc758\uacc4\uc0b0\uc73c\ub85c \uc608\uc0c1 \uc218\ub839\uc561 \ubbf8\ub9ac\ubcf4\uae30 \uac00\ub2a5)<\/li>\n\n\n\n
      4. \uc0ac\uc5c5\uc18c\ub4dd\u00b7\uc885\uad50\uc778\uc18c\ub4dd\uc774 \uc788\ub294 \uacbd\uc6b0 \uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d \ucca8\ubd80<\/li>\n\n\n\n
      5. \ud658\uae09 \ubc1b\uc744 \uacc4\uc88c\ubc88\ud638 \uc785\ub825 \ud6c4 \uc2e0\uccad \uc644\ub8cc<\/li>\n<\/ol>\n\n\n\n

        \u2462 \uc804\ud654 \uc2e0\uccad (\ub514\uc9c0\ud138 \ucde8\uc57d \uacc4\uce35)<\/strong><\/p>\n\n\n\n

          \n
        • ARS 1544-9944<\/strong> \ub85c \uc804\ud654 \u2192 \ubcf8\uc778\uc778\uc99d \ud6c4 \uc74c\uc131 \uc548\ub0b4\uc5d0 \ub530\ub77c \uc2e0\uccad \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n
          \n\n\n\n

          \uc9c0\uae09\uc561 \uacc4\uc0b0 \ubc29\ubc95 \u2014 \ub0b4\uac00 \uc5bc\ub9c8 \ubc1b\uc744 \uc218 \uc788\ub098<\/h2>\n\n\n\n
          \"\uadfc\ub85c\uc7a5\ub824\uae08<\/figure>\n\n\n\n

          \uc9c0\uae09\uc561\uc740 \uc18c\ub4dd \uad6c\uac04\uc5d0 \ub530\ub77c \uc138 \ub2e8\uacc4\ub85c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n

          \ud651\ubc8c\uc774 \uac00\uad6c \uae30\uc900 \uc9c0\uae09\uc561 \uacc4\uc0b0 \uc608\uc2dc<\/strong><\/p>\n\n\n\n

          \uc18c\ub4dd \uad6c\uac04<\/th>\uad6c\uac04 \uc774\ub984<\/th>\uc9c0\uae09\uc561 \uacc4\uc0b0 \ubc29\uc2dd<\/th>\uc608\uc2dc<\/th><\/tr><\/thead>
          0 ~ 700\ub9cc \uc6d0<\/td>\uc810\uc99d \uad6c\uac04<\/td>\uc18c\ub4dd \uc99d\uac00\uc5d0 \ube44\ub840\ud574 \uc99d\uac00<\/td>\uc5f0\uc18c\ub4dd 500\ub9cc \uc6d0 \u2192 \uc57d 150\ub9cc \uc6d0<\/td><\/tr>
          700\ub9cc \uc6d0 ~ 1,400\ub9cc \uc6d0<\/td>\ud3c9\ud0c4 \uad6c\uac04<\/td>\ucd5c\ub300 285\ub9cc \uc6d0 \uace0\uc815<\/strong><\/td>\uc5f0\uc18c\ub4dd 1,000\ub9cc \uc6d0 \u2192 285\ub9cc \uc6d0<\/td><\/tr>
          1,400\ub9cc \uc6d0 ~ 3,200\ub9cc \uc6d0<\/td>\uc810\uac10 \uad6c\uac04<\/td>\uc18c\ub4dd \uc99d\uac00\uc5d0 \ube44\ub840\ud574 \uac10\uc18c<\/td>\uc5f0\uc18c\ub4dd 2,500\ub9cc \uc6d0 \u2192 \uc57d 80\ub9cc \uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

          (\ucd9c\ucc98: \uad6d\uc138\uccad \uc7a5\ub824\uae08 \uc0b0\uc815 \uae30\uc900)<\/em><\/p>\n\n\n\n

          \n

          \uc815\ud655\ud55c \uc608\uc0c1\uc561 \ud655\uc778<\/strong>: \ud648\ud0dd\uc2a4 \ub85c\uadf8\uc778 \ud6c4 [\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad] \ud654\uba74\uc5d0\uc11c \ubaa8\uc758\uacc4\uc0b0<\/strong> \uae30\ub2a5\uc744 \ud1b5\ud574 \ubcf8\uc778\uc758 \uc608\uc0c1 \uc218\ub839\uc561\uc744 \ubbf8\ub9ac \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n

          \n\n\n\n

          \uc8fc\uc758\uc0ac\ud56d \ubc0f \uc790\uc8fc \ud558\ub294 \uc2e4\uc218<\/h2>\n\n\n\n
            \n
          1. \ubd80\ubaa8\ub2d8 \uc7ac\uc0b0 \ud569\uc0b0 \ub204\ub77d<\/strong>: \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uac19\uc740 \uc138\ub300\uc778 \ubd80\ubaa8\ub2d8 \uba85\uc758\uc758 \uc8fc\ud0dd\u00b7\uc608\uae08\uc774 \uac00\uad6c \uc7ac\uc0b0\uc5d0 \ud569\uc0b0\ub429\ub2c8\ub2e4. \ubd80\ubaa8\ub2d8 \uc9d1\uac12\uc774 \ud06c\uba74 \ubcf8\uc778 \uc7ac\uc0b0\uc774 \uc801\uc5b4\ub3c4 2.4\uc5b5 \uc6d0\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\uc73c\ub2c8 \uc138\ub300 \ubd84\ub9ac \uc5ec\ubd80\ub97c \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694.<\/li>\n\n\n\n
          2. \uc18c\ub4dd \uc885\ub958 \ucc29\uac01\uc73c\ub85c \ubc18\uae30 \uc2e0\uccad<\/strong>: \ud504\ub9ac\ub79c\uc11c\ub85c 3.3% \uc6d0\ucc9c\uc9d5\uc218\ub41c \uc18c\ub4dd\uc740 \uc0ac\uc5c5\uc18c\ub4dd\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4. \ubc18\uae30 \uc2e0\uccad\uc740 ‘\uadfc\ub85c\uc18c\ub4dd(4\ub300\ubcf4\ud5d8 \uac00\uc785)\ub9cc’ \uc788\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uac00\ub2a5\ud558\uba70, \uc0ac\uc5c5\uc18c\ub4dd\uc774 \ud55c \ud47c\uc774\ub77c\ub3c4 \uc11e\uc5ec \uc788\uc73c\uba74 5\uc6d4 \uc815\uae30 \uc2e0\uccad\uc73c\ub85c \uc811\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
          3. \uacc4\uc88c\ubc88\ud638 \uc624\uae30\uc7ac<\/strong>: \uc2e0\uccad \uc644\ub8cc \ud6c4 \uacc4\uc88c \uc624\ub958\ub85c \uc9c0\uae09\uc774 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc2e0\uccad \uc804 \ubc18\ub4dc\uc2dc \ubcf8\uc778 \uba85\uc758\uc758 \ud65c\uc131 \uacc4\uc88c<\/strong>\ub97c \uc900\ube44\ud558\uace0, \uc785\ub825 \ud6c4 \ud55c \ubc88 \ub354 \ud655\uc778\ud558\uc138\uc694.<\/li>\n\n\n\n
          4. \uae30\ud55c \ud6c4 \uc2e0\uccad\uc73c\ub85c 5% \uc190\ud574<\/strong>: 6\uc6d4 1\uc77c\uc744 \ud558\ub8e8\ub9cc \ub118\uaca8\ub3c4 \uc9c0\uae09\uc561\uc758 5%\uac00 \uc601\uad6c \uac10\uc561\ub429\ub2c8\ub2e4. \ub2ec\ub825\uc5d0 5\uc6d4 1\uc77c<\/strong>\uc744 \ubbf8\ub9ac \ud45c\uc2dc\ud574 \ub450\uace0 \uc2e0\uccad \uccab\ub0a0 \ucc98\ub9ac\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
          5. \uc2b9\uc6a9\ucc28 \uc2dc\uac00\ud45c\uc900\uc561 \ucd08\uacfc \uac04\uacfc<\/strong>: 4,000\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uc2b9\uc6a9\ucc28\ub97c \uac00\uad6c\uc6d0 \uc911 \ub204\uad70\uac00 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uba74 \uc7a5\ub824\uae08 \uc9c0\uae09 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uace0\ucc28 \uc2dc\uac00\ud45c\uc900\uc561\uc740 \ud648\ud0dd\uc2a4 \ub0b4 \uc870\ud68c \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n
            \n\n\n\n

            \uadfc\ub85c\uc7a5\ub824\uae08 vs \uc790\ub140\uc7a5\ub824\uae08 \u2014 \ud568\uaed8 \ubc1b\uc73c\uba74 \uc5bc\ub9c8?<\/h2>\n\n\n\n
            \uac00\uad6c \uad6c\uc131<\/th>\uadfc\ub85c\uc7a5\ub824\uae08<\/th>\uc790\ub140\uc7a5\ub824\uae08<\/th>\ud569\uc0b0 \ucd5c\ub300 \uc218\ub839\uc561<\/th><\/tr><\/thead>
            \ub2e8\ub3c5, \uc790\ub140 \uc5c6\uc74c<\/td>165\ub9cc \uc6d0<\/td>\ud574\ub2f9 \uc5c6\uc74c<\/td>165\ub9cc \uc6d0<\/strong><\/td><\/tr>
            \ud651\ubc8c\uc774, \uc790\ub140 1\uba85<\/td>285\ub9cc \uc6d0<\/td>100\ub9cc \uc6d0<\/td>385\ub9cc \uc6d0<\/strong><\/td><\/tr>
            \ud651\ubc8c\uc774, \uc790\ub140 2\uba85<\/td>285\ub9cc \uc6d0<\/td>200\ub9cc \uc6d0<\/td>485\ub9cc \uc6d0<\/strong><\/td><\/tr>
            \ub9de\ubc8c\uc774, \uc790\ub140 2\uba85<\/td>330\ub9cc \uc6d0<\/td>200\ub9cc \uc6d0<\/td>530\ub9cc \uc6d0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

            \uc790\ub140\uc7a5\ub824\uae08\uc740 \uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad \uc2dc \uc790\ub3d9 \ud568\uaed8 \uc2e0\uccad\ub429\ub2c8\ub2e4. \ubcc4\ub3c4 \uc11c\ub958 \uc81c\ucd9c \uc5c6\uc774 \ub3d9\uc2dc \uc218\ub839\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

            \n\n\n\n

            \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/h2>\n\n\n\n

            Q1. \uc548\ub0b4 \ubb38\uc790\ub97c \ubabb \ubc1b\uc558\ub294\ub370 \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong> A. \ub124, \uc548\ub0b4\ubb38\uc744 \ubc1b\uc9c0 \ubabb\ud588\ub354\ub77c\ub3c4 \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4. \uad6d\uc138\uccad \ud648\ud0dd\uc2a4 \ub610\ub294 \uc190\ud0dd\uc2a4 \uc571\uc5d0 \ub85c\uadf8\uc778 \ud6c4 [\uadfc\ub85c\uc7a5\ub824\uae08 \uc815\uae30\uc2e0\uccad] \uba54\ub274\uc5d0\uc11c \uc9c1\uc811 \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc694\uac74\uc744 \uc785\ub825\ud558\uba74 \ub429\ub2c8\ub2e4. \uc548\ub0b4\ubb38 \uc218\uc2e0 \uc5ec\ubd80\ub294 \uc2e0\uccad \uc790\uaca9\uacfc \ubb34\uad00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

            Q2. \ud504\ub9ac\ub79c\uc11c\uc778\ub370 3\uc6d4\uc5d0 \uc2e0\uccad\uc744 \ubabb \ud588\uc2b5\ub2c8\ub2e4. \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/strong> A. \ud504\ub9ac\ub79c\uc11c(\uc0ac\uc5c5\uc18c\ub4dd 3.3% \uc6d0\ucc9c\uc9d5\uc218)\ub294 \ucc98\uc74c\ubd80\ud130 \ubc18\uae30 \uc2e0\uccad \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4. 5\uc6d4 1\uc77c\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \uc815\uae30 \uc2e0\uccad<\/strong>\uc774 \ubcf8\ub798 \uc2e0\uccad \uae30\uac04\uc774\ub2c8 5\uc6d4 \uc548\uc5d0 \uc815\uc0c1 \uc2e0\uccad\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

            Q3. \uc791\ub144\uc5d0 \uadfc\ub85c\uc7a5\ub824\uae08\uc744 \ubc1b\uc558\ub294\ub370 \uc62c\ud574\ub3c4 \uc2e0\uccad\ud574\uc57c \ud558\ub098\uc694?<\/strong> A. \uadfc\ub85c\uc7a5\ub824\uae08\uc740 \ub9e4\ub144 \ubcc4\ub3c4\ub85c \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\ub3d9\uc73c\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\uc73c\uba70, \uc804\ub144\ub3c4 \uc218\ub839 \uc774\ub825\uc774 \uc788\uc5b4\ub3c4 \uc62c\ud574 \uc694\uac74\uc744 \uc0c8\ub85c \ucda9\uc871\ud558\ub294\uc9c0 \ud655\uc778\ud55c \ub4a4 5\uc6d4\uc5d0 \ub2e4\uc2dc \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

            Q4. \uc7ac\uc0b0\uc774 1\uc5b5 8,000\ub9cc \uc6d0\uc778\ub370 \uc2e0\uccad\ud558\ub294 \uac8c \uc758\ubbf8 \uc788\ub098\uc694?<\/strong> A. \uc2e0\uccad\ud558\ub294 \uac83\uc774 \ub0ab\uc2b5\ub2c8\ub2e4. \uc7ac\uc0b0\uc774 1\uc5b5 7,000\ub9cc \uc6d0 \uc774\uc0c1 2\uc5b5 4,000\ub9cc \uc6d0 \ubbf8\ub9cc\uc774\uba74 \uc9c0\uae09\uc561\uc758 50%\uac00 \uac10\uc561\ub418\uc9c0\ub9cc, \uc608\ub97c \ub4e4\uc5b4 \ud651\ubc8c\uc774 \ucd5c\ub300 \uc218\ub839\uc790\ub77c\uba74 285\ub9cc \uc6d0\uc758 50%\uc778 142\ub9cc 5,000\uc6d0<\/strong>\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

            Q5. \uc2ec\uc0ac \uacb0\uacfc\ub294 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<\/strong> A. \ud648\ud0dd\uc2a4 \uc811\uc18d \u2192 [\uc7a5\ub824\uae08\u00b7\uc5f0\ub9d0\uc815\uc0b0\u00b7\uae30\ubd80\uae08] \u2192 [\uadfc\ub85c\uc7a5\ub824\uae08 \uc815\uae30\/\ubc18\uae30 \uc2e0\uccad] \u2192 \uc2ec\uc0ac\uc9c4\ud589\uc0c1\ud669 \uc870\ud68c<\/strong> \uba54\ub274\uc5d0\uc11c \uc2e4\uc2dc\uac04 \ud655\uc778 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

            \n\n\n\n

            \uc815\ub9ac<\/h2>\n\n\n\n
              \n
            • 5\uc6d4 \uc815\uae30 \uc2e0\uccad \uae30\uac04<\/strong>: 2026\ub144 5\uc6d4 1\uc77c(\uae08) ~ 6\uc6d4 1\uc77c(\uc6d4) \u2014 \uc774 \uae30\uac04\uc744 \ub193\uce58\uba74 5% \uac10\uc561<\/li>\n\n\n\n
            • \ucd5c\ub300 \uc218\ub839\uc561<\/strong>: \ub2e8\ub3c5 165\ub9cc \uc6d0 \/ \ud651\ubc8c\uc774 285\ub9cc \uc6d0 \/ \ub9de\ubc8c\uc774 330\ub9cc \uc6d0 (\uc790\ub140\uc7a5\ub824\uae08 \ubcc4\ub3c4)<\/li>\n\n\n\n
            • 2026\ub144 \ub2ec\ub77c\uc9c4 \uc810<\/strong>: \ub9de\ubc8c\uc774 \uc18c\ub4dd \uae30\uc900 4,400\ub9cc \uc6d0\uc73c\ub85c \uc0c1\ud5a5 \u2192 \uc57d 13\ub9cc \uac00\uad6c \uc2e0\uaddc \ud61c\ud0dd<\/li>\n\n\n\n
            • \uc7ac\uc0b0 \uae30\uc900<\/strong>: 2.4\uc5b5 \uc6d0 \ubbf8\ub9cc (1.7\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uba74 50% \uac10\uc561)<\/li>\n\n\n\n
            • \uc2e0\uccad \ubc29\ubc95<\/strong>: \ud648\ud0dd\uc2a4\u00b7\uc190\ud0dd\uc2a4 \uc571\uc5d0\uc11c 5\ubd84 \ub0b4 \uc644\ub8cc \/ ARS 1544-9944 \uc804\ud654 \uc2e0\uccad \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n

              \uc774 \uc8fc\uc81c\uc640 \ud568\uaed8 [2026 \uc885\ud569\uc18c\ub4dd\uc138 \uc2e0\uace0 \ubc29\ubc95 \ucd1d\uc815\ub9ac \u2014 \ud504\ub9ac\ub79c\uc11c\u00b7\uc790\uc601\uc5c5\uc790 \ud544\ub3c5]<\/strong> \ub3c4 \uc77d\uc5b4\ubcf4\uc138\uc694.<\/p>\n\n\n\n

              \uc774 \uc8fc\uc81c\uc640 \ud568\uaed8 [2025 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785 \uc870\uac74 \ubc0f \uc2e0\uccad \ubc29\ubc95 \uc815\ub9ac]<\/strong> \ub3c4 \ud568\uaed8 \ud655\uc778\ud574 \ubcf4\uc2dc\uba74 \uc815\ubd80 \uc9c0\uc6d0\uc744 \ub354 \ud3ed\ub113\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

              \n\n\n\n
              \n

              \uc774 \uae00\uc740 \uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70 \ud22c\uc790 \uad8c\uc720\ub098 \uae08\uc735 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud22c\uc790 \uacb0\uc815\uc740 \ubcf8\uc778\uc758 \ud310\ub2e8\uacfc \ucc45\uc784 \ud558\uc5d0 \uc774\ub8e8\uc5b4\uc838\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"

              2026 \uadfc\ub85c\uc7a5\ub824\uae08 \uc815\uae30 \uc2e0\uccad\uc740 5\uc6d4 1\uc77c~6\uc6d4 1\uc77c. \ub2e8\ub3c5 165\ub9cc\u00b7\ud651\ubc8c\uc774 285\ub9cc\u00b7\ub9de\ubc8c\uc774 330\ub9cc\uc6d0 \ubc1b\ub294 \uc870\uac74\uacfc \ud648\ud0dd\uc2a4 \uc2e0\uccad\ubc95 \ucd1d\uc815\ub9ac.<\/p>\n","protected":false},"author":1,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[7],"tags":[8,9,11,10,12],"class_list":["post-43","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-7","tag-8","tag-9","tag-11","tag-10","tag-12"],"yoast_head":"\n\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad \ubc29\ubc95\u00b7\uae30\uac04\u00b7\uc9c0\uae09\uc561 \uc644\ubcbd \uc815\ub9ac (2026\ub144) - 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